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Personal
Loans
At
a glance
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Legends Bank offers a full line of loans for personal and household
use. These include loans to purchase new and used cars, trucks,
recreational vehicles, ATVs, boats, personal watercraft, furniture
and other household items. |
Best
For
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All
consumer loans are offered at competitive rates, and for terms
ranging up to 60 months. The rate of interest charged will vary,
depending on the general interest rate environment, the specific
type of collateral offered, the term desired, and the loan to
value ratio, among other things. |
Response
Time
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We
pride ourselves on our ability to respond to loan requests quickly,
generally the same day as we receive the application. We are
able to do this because our loan officers have the authority
to make decisions on most consumer loan applications without
going through a senior officer or a loan committee for approval.
Once a loan is approved, we are generally able to close the
loan at the customer's earliest convenience. |
Fees
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In
order to make our loans as competitive as possible, we only
charge for our actual out of pocket expenses, such as title
fees and filing fees and certain documentation fees. We do not
impose fees often charged by other banks, such as application
and underwriting fees.
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