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As
an ATM card, use it free at any of Legends Bank's drive
up ATM machines at the Belle, East Linn, Loose Creek,
Owensville, Taos, Union and Westphalia branches,
and at the bank's walk up ATM machines in the Bland Corner
Market, Linn State Technical College Technology Center, and Linn Thriftway
supermarket.
The card is also accepted at hundreds of thousands of other
ATMs worldwide.
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As
a debit card, use it for purchases at any merchant accepting
MasterCard or Visa. No more having to provide ID when trying
to make a purchase out of town. The transaction is automatically
deducted from your checking account, and there are no fees for
these types of transactions. |
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Q:
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What
is MasterMoney Card? |
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A:
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Its
a debit card that essentially operates as an electronic checkbook
at any merchant accepting Visa®/MasterCard®. It also
doubles as an automated teller machine (ATM) card for making
deposits, withdrawals, or transfers between your checking and
savings accounts. |
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Q:
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Is
MasterMoney a credit card? |
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A:
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No.
As a debit card, it automatically deducts purchases from your
checking account rather than adding to the balance on a line
of credit. |
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Q:
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Why
have a debit card? |
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A:
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Worldwide
convenience! Use it at any location accepting Visa/MasterCard.
That's millions of merchants across the world. No need to carry
checks or worry about them getting lost or stolen. Plus you
have ATM access 24-hours a day in thousand of locations. |
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Q:
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How
do I keep track of purchases? |
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A:
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Merchants
will give you a receipt for your purchase just as they normally
would. Plus, each purchase will be detailed on your monthly
checking account statement. ATMs will provide transactions receipts.
Be sure to record these transactions in your check register. |
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Q:
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With
MasterMoney, do I still need a credit card? |
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A:
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Yes,
if you prefer to buy on credit or if you want to spread out
the payments. A debit card will not allow making payments over
time, the amount is deducted immediately from your checking
account. |
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Q:
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Can
I link my savings account to MasterMoney? |
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A:
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Yes
and no. You can access your savings account via ATMs. However,
all purchase transactions will be posted to your checking account. |
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Q:
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How
safe is MasterMoney? |
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A:
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Quite
safe. To use your card, you must use your personal identification
number (PIN) for ATM and POS transactions. A lost or stolen
card is of no value to another person as long as they don't
know your PIN number. At merchants accepting Visa/MasterMoney,
the transaction is completed by your signature. |
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Q:
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How
do I use my MoneyMaster C ard? |
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A:
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When
making a purchase at the Visa/MasterCard location, just present
it to the merchants as you would a credit card. For ATM transactions,
simply follow the instructions on the terminal. |
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Q:
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Do
I pay interest or finance charges on my purchases? |
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A:
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No,
because MasterMoney purchases are posted to your checking account.
You are not making a credit purchase subject to finance charges.
The only fees may be those associated with your ATM card usage. |
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Q:
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What
happens if I lose my MasterMoney card? |
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A:
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Contact
us immediately. That's all there is to it. We'll handle all
the details. |
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Q:
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How
do I sign up for MasterMoney? |
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A:
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Just
complete and return the simple application. And, be sure to
call us if you have any other questions. |
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